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Live Chat Software Review: 7 Tools Compared

This live chat software review compares seven tools for store owners and support leads: Tidio, tawk.to, LiveChat, HubSpot, Zendesk, Olark, and momo. Choose based on whether your team needs agents answering live, AI handling repeat questions, or both; compare the handoff and verify entry pricing before choosing.

The shortlist

Tidio — for ecommerce teams combining agents and AI

Tidio suits teams that want live chat and an AI chatbot in the same support motion. Its free plan lists 50 live chat conversations and 50 Lyro AI conversations, alongside separate allowances for chatbot visitors and email. That separation matters: an AI conversation allowance is not the same thing as the number of live chats an agent can handle. The reported Starter plan begins at $29 per month and includes 100 live chat or ticket conversations; Growth is reported from $59 per month with an allowance of up to 2,000 conversations. Those figures and limits should be checked against the current plan before purchase. The practical trade-off is that you need to understand which quota applies to the work your team actually does.

tawk.to — for small teams prioritizing free human chat

The evidence describes tawk.to as free live chat for small businesses, with visitor tracking, collaboration tools, and a knowledge base builder. Its help content can serve visitors looking for answers and agents using internal articles. A documented escalation path lets a visitor search for an answer, then create a record that can be assigned to a rep, prioritized, and answered by email. That makes it a useful example of human-first chat with a route to follow-up. Video and voice are described as paid add-ons. The trade-off is operational: a free chat tool still requires people to monitor incoming conversations and respond when the self-service search does not resolve the question.

LiveChat — for teams focused on an agent chat console

LiveChat is described as having a clean, modern chat console, with options to connect other channels through Twilio. A reported Team price is $41 per agent per month when billed annually or $49 month to month. Another supplied price reference differs, so treat those figures as a starting point to verify rather than a current quote. Its per-agent model makes staffing an important part of the cost calculation: include the agents who need access, not just the widget. The trade-off is that a polished live-agent workflow does not remove the need to plan coverage or decide how repeat questions will be answered when agents are busy.

HubSpot — for teams already working in its CRM

HubSpot Live Chat is described as part of its free basic CRM, with chat conversations stored in a shared inbox enriched with CRM context. That can suit a team already managing leads or customer conversations in HubSpot. Paid HubSpot Sales Hub seat prices apply to those plans, not as a universal live-chat price. Its practical trade-off is that the value and cost depend on the wider HubSpot tools a team uses; compare the specific subscription and seat requirements for your workflow.

Zendesk — for support teams looking across several channels

A reported Zendesk Suite Team plan starts at $55 per agent per month and includes live chat, email, voice, social media, and a knowledge base. That breadth can suit a support operation that wants more than a website chat widget. The per-agent price means team size is part of the entry cost. Check the exact plan before deciding whether the included channel set matches your queue and whether you need a wider support suite or a more focused chat setup.

Olark — for teams that want agent routing controls

Olark’s reported Standard plan costs $29 per month per seat. Olark offers round-robin routing to the next available agent or a mode where chats stay open until someone responds. Teams can also limit how many chats an agent handles at once. Those controls make it relevant to teams that manage live-agent capacity closely. The trade-off is a seat-based cost and a workflow centered on staffing and routing. Optional PowerUps are also reported at extra monthly prices, so include any add-ons you need when estimating spend.

AI-first option — for teams grounding replies in their own content

The flat-fee option is for teams that want AI to answer from business knowledge and route uncertain questions to a human inbox. It retrieves relevant passages, drafts an answer, and checks the draft against those sources. Confident replies go out with citations; below the confidence line, the visitor is told the AI is not sure and a ticket is opened. A teammate can take over live, and a human answer can later be saved as approved knowledge through the Teach step. Knowledge can come from a website crawl, PDFs, Word files, plain text, and Q&A pairs. The trade-off is that it is an AI-first front line, not a live-agent-only chat product; its current channels are the website widget, email, and Slack, while Shopify is in preview.

Compare chat workflows and entry details

Use the workflow differences to narrow the shortlist, then verify the live plan and seat requirements for each vendor.

momoTidio, tawk.to, LiveChat, HubSpot, Zendesk, Olark
Human chatTeammates can take over any conversation live; the website widget, email, and Slack are available channels.Tidio, tawk.to, LiveChat, HubSpot, Zendesk, and Olark are described with live chat or agent chat capabilities.
AI roleAI retrieves business knowledge, drafts a reply, and checks it against the retrieved sources before sending.Tidio lists separate live chat and Lyro AI conversation allowances; the other tools may have different AI limits and behavior.
Knowledge inputsWebsite crawl, PDFs, Word files, plain text, and Q&A pairs.tawk.to is described with a knowledge base. Comparable accepted document types are not established for all the other named tools.
EscalationIf the AI is not confident, the visitor is told it is not sure and a ticket opens for the team.tawk.to’s documented path lets a visitor search, create a record, assign it to a rep, and receive an email response.
Shared inboxHelpdesk inbox is included on every plan, including Free.HubSpot’s shared inbox stores chat conversations alongside CRM context.
Reported entry priceFree EUR 0; paid plans start at EUR 29 per month. Yearly billing is 11 times the monthly price.Reported examples: Tidio Free; LiveChat Team $41 per agent monthly billed annually; HubSpot Live Chat is part of its free basic CRM; Zendesk Suite Team from $55 per agent monthly; Olark Standard $29 per seat monthly. Verify current terms.
Entry plan integrations and limitsFree has 30 one-time AI conversations, one agent, one team member, a widget, and up to 10 knowledge sources. Paid AI conversations can contain up to 25 AI replies.Entry-plan integrations and usage limits vary across these vendors.

Competitor prices and feature details are reported figures, not a current quote; verify plan terms before buying.

Match the support motion to your team

Start with the questions your team handles and the people who need to respond when automation or self-service is not enough.

Shopify-first store owners

If order, shipping, return, and product questions fill the queue, compare how each tool supports repeat questions and how much agent time remains necessary. Shopify is in preview for momo, so do not assume it can look up or change order details.

Live agent coverage

  • Tidio (Free plan lists 50 live chat conversations; reported Starter begins at $29 per month.)momo

Repeat questions

  • Tidio Lyro (Free plan lists 50 Lyro AI conversations.)momo

Support leads at growing teams

If more than one channel and a human follow-up queue matter, compare channel coverage, seats, and how an unanswered question becomes work for an agent.

Multi-channel support

  • Zendesk Suite Team (Reported from $55 per agent per month; includes chat, email, voice, social, and a knowledge base.)momo

Agent routing

  • Olark Standard (Reported at $29 per month per seat.)momo

Founders and small support teams

If you cannot staff every chat live, consider whether self-service search, AI answers grounded in maintained knowledge, or a later ticket is the right fit for repeat questions.

Free human chat

  • tawk.to (Described as free live chat for small businesses.)momo

CRM context

  • HubSpot Live Chat (Described as part of the free basic CRM.)momo

What a grounded AI handoff looks like

A useful comparison is not just whether a tool has a chatbot. Follow the question from source material to a human response.

  1. 1

    Add the knowledge your team trusts

    Bring in a website crawl, PDFs, Word files, plain text, or Q&A pairs. Keep those materials aligned with current policies so answers about returns, shipping, and products have a reliable basis.

    A support knowledge base the AI can retrieve from.

  2. 3

    Open a ticket when the answer is uncertain

    If the draft falls below the confidence line, the visitor is told the AI is not sure and a ticket opens. The handoff collects the details the business chooses before the conversation reaches a human.

    A human gets the conversations that need judgment.

  3. Improve

    Save useful human replies as knowledge

    A teammate can answer in the inbox or take over a conversation live. A human answer can then be saved as approved knowledge through the Teach step, giving the team a way to capture a useful resolution for later.

    A resolved question can inform future answers.

momo plans and included usage

Plans use a flat EUR fee with an included number of AI conversations; there are no per-resolution fees or credit packs.

Included: The helpdesk inbox is included on every plan, including Free. · Paid plans allow up to 25 AI replies in an AI conversation; Free allows up to 10. · Yearly billing is 11 times the monthly price.

Free

Try momo with real visitors.

€0 forever

  • 30 AI conversations, one-time
  • 1 agent, 1 team member
  • Website widget
  • Helpdesk inbox
  • Basic analytics
  • 2 MB of knowledge, 10 sources

Starter

One agent, steady traffic.

€29per month

  • 500 AI conversations / month
  • 1 agent, 2 team members
  • Website widget and email
  • Helpdesk inbox and Help Center
  • Basic analytics
  • No momo badge
  • 20 MB of knowledge, 50 sources

Growth

More agents, more channels.

€129per month

  • 2,000 AI conversations / month
  • 3 agents, 5 team members
  • Slack, Shopify, WhatsApp, Instagram, Messenger
  • API, Zapier and webhooks
  • Advanced analytics
  • 100 MB of knowledge, 200 sources

Scale

High volume, every channel.

€399per month

  • 6,000 AI conversations / month
  • 10 agents, 10 team members
  • Every channel
  • API, Zapier and webhooks
  • Advanced analytics
  • 500 MB of knowledge, 1,000 sources

Need more resources or custom solutions? Contact us for Enterprise plans

Choosing a tool

Choose by team size, channels, and budget

For a small store, first decide whether you can staff live chat during the hours customers ask for help. A free human-chat option and an AI-first option solve different problems: one puts an agent at the center of the conversation, while the other attempts to answer repeat questions from business knowledge and routes uncertain cases to a person. Do not compare a live-chat allowance with an AI conversation allowance as though they measure the same workload. Tidio, for example, reports separate free limits for live chat and Lyro, as well as separate chatbot-visitor and email figures. Check how the vendor counts each type of interaction and what happens at the limit.

For a growing support team, count the people who need seats and the channels the team actually monitors. Zendesk’s reported Suite Team price is per agent and includes chat, email, voice, social media, and a knowledge base. Olark’s reported Standard price is per seat, with routing and agent chat controls. LiveChat is also described with per-agent pricing references, though the supplied figures conflict. Ask whether the plan and its price fit the team you have now, not just the widget you want to install. For a team already using HubSpot, weigh the convenience of chat in its CRM context against the exact HubSpot subscription and seat terms.

Then test the handoff rather than stopping at a demo answer. Use real unanswered customer questions: a policy exception, a missing detail, or a request that calls for judgment. See whether the visitor can reach a person, what information is collected, where the conversation lands, and what context the agent receives. A useful AI workflow should make uncertainty visible instead of inventing a refund promise or a delivery commitment. For live-agent tools, test how the team assigns and follows up on an unattended conversation.

Finally, check the specific channels and knowledge inputs on the plan you will buy. It currently offers a website widget, email, and Slack; Shopify is in preview, while WhatsApp, Instagram, and Messenger are coming soon. Growth and Scale include Slack, API, Zapier, and webhooks; Shopify should not be treated as a shipped integration. The Free plan has a one-time allowance of 30 AI conversations, one agent, one team member, a widget, and up to 10 knowledge sources. Paid monthly allowances are 500 on Starter, 2,000 on Growth, and 6,000 on Scale. Match those limits to expected support work, then compare the flat plan fee rather than looking for a per-resolution charge.

Live chat software questions buyers ask

Separate the visitor experience, agent workflow, and AI usage before comparing plan limits.

What is live chat software, and how is it different from an AI chatbot?

Live chat software connects a visitor with a human agent in a chat conversation. An AI chatbot attempts to answer automatically, often using business content, and may hand uncertain questions to a person. Some tools combine these approaches, but their quotas and handoff behavior can differ.

Can customers use live chat on a website without creating an account?

The details compared here do not establish account requirements consistently across the tools. Check the visitor flow in the exact product and plan you are considering, especially if you want customers to ask a question without first signing in.

Can a human agent take over an AI chat from a shared inbox?

In momo, teammates can take over any conversation live, and uncertain answers open a ticket in the helpdesk inbox. Handoff collects the details the business chooses before the conversation reaches a human. For other products, verify the takeover and ticket workflow that applies to your plan.

Which live chat tools support PDFs or uploaded knowledge documents?

momo accepts PDFs and Word files, as well as website crawls, plain text, and Q&A pairs. The details compared here do not establish accepted document types consistently for the other named tools, so check the specific knowledge feature before choosing.

How much does Tidio live chat cost, and how do Lyro limits differ?

The reported Tidio Free plan lists 50 live chat conversations and 50 Lyro AI conversations as separate allowances. It also lists separate limits for chatbot visitors and email, so each allowance measures a different kind of interaction.

Is LiveChat software the same as working as a live chat agent?

No. LiveChat is the name of a software product discussed here, with a chat console for support teams. A live chat agent is a person who responds to customer conversations.

Try AI-first support with your own content

Start on the Free plan, add trusted knowledge, and see how cited answers and human follow-up fit your support queue. Compare this AI-first approach with live-agent chat before choosing.